Credit Report Dispute Letter
An FCRA dispute letter asking Equifax, Experian, or TransUnion to correct or delete inaccurate information. $29 one-time.
Dispute a Credit ErrorLegal Documents
Self-Help Legal Documents You Can Create Online
Answer a few plain-English questions and get a document built for your situation, whether you're disputing a credit report error, responding to a collector, or answering a lawsuit. You see what each document does and what it costs before you start.
What Are Self-Help Legal Documents?
Self-help legal documents are letters, responses, and court filings you prepare yourself instead of paying an attorney to draft them. They work best for common, well-defined situations where the rules are clear and the stakes are manageable.
IAMPROSAY turns those rules into guided questions, so you don't start from a blank template. Read our complete guide to DIY legal documents to learn when doing it yourself makes sense and when it doesn't.
Legal Documents by Problem
Unauthorized Inquiry Removal Letter
Challenges a hard inquiry you never authorized, citing the FCRA's permissible-purpose rule. $29 one-time.
Remove an InquiryDebt Validation Letter
Makes a debt collector prove the debt, with a scan of its letters and calls for FDCPA violations. $29 one-time.
Respond to a CollectorAnswer to a Debt Lawsuit
A court-ready Answer that responds to each allegation and preserves your defenses, with filing guidance. $49 one-time.
Answer My LawsuitToll and E-ZPass Dispute Letter
A dispute letter to the issuing toll authority that sets out your grounds to contest the charge. $49 one-time.
Dispute a TollAuto Repossession Letter
Reviews your repossession for problems like missing notices or a breach of the peace and asserts your rights to the lender. $29 one-time.
Review a RepossessionMortgage Servicer Request (RESPA)
A Qualified Written Request asking your servicer to investigate and fix misapplied payments, escrow mistakes, and similar errors. $29 one-time.
Fix a Servicer ProblemDocuments Included With a Plan
- Protect ($29 a month): unlimited debt validation letters, dispute and inquiry removal letters, cease and desist letters, and FDCPA and FCRA violation scans
- Legal Protect ($39 a month): unlimited pre-suit debt validation letters, ongoing case tracking, and credit report monitoring
- Protect+ ($49 a month): everything in Protect, plus unlimited debt lawsuit Answers, motions to compel arbitration, motions to dismiss, evidence timelines, and court-ready document packs
You can also buy token packs and unlock individual tools. Tokens never expire. Compare plans and pricing.
How It Works
Tell Us What Happened
Pick your situation or upload the notice or letter you received.
We Prepare Your Document
Your answers become a formatted document in your name.
Review, Download, and Send or File
Check the details, then send or file it and track the response.
When a Self-Help Document Isn't Enough
- The amount of money or property involved is large
- The other side has an attorney and the case is contested
- You've already missed a court deadline
- The case involves custody, immigration, criminal charges, or your job
- You need advice about what to do in your specific situation
In those situations, talk to a licensed attorney. Attorney Review is also available as an add-on for individual documents.
FAQ
Frequently Asked Questions About Self-Help Legal Documents
They can be, if the information is accurate and complete and you follow your state's signing, notarization, and filing rules. Our DIY legal documents guide explains what to check.
No. Each tool is available as a one-time purchase. Plans are there if you want ongoing access to more documents.
Yes. Attorney Review is available as an add-on for individual documents, and Protect+ includes attorney review credits.
No. IAMPROSAY provides legal information and self-help document tools. For advice about your specific case, consult a licensed attorney.
Use the guided finder or upload what you received. We'll identify the document and point you to the right tool before you pay anything.
Next step
Start With the Problem You Need to Solve
You don't need to know the name of the document. Tell us what happened, and we'll point you to the right one.