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Pick the situation that fits. Open any tool to see what it does, a sample of what you'll get, and the price.
Fix an error on my credit report
- When to use it
- Use this if inaccurate information on your credit report is hurting your score and the bureau hasn't corrected it.
- What you'll get
- A ready-to-send dispute letter tailored to your situation, plus instructions on where and how to send it.
About 10 minutes $29 one-time
Respond to a debt collector
- When to use it
- Use this if a debt collector is calling or writing you and you want to demand validation or flag illegal conduct.
- What you'll get
- A debt-validation letter (and a scan of the collector's letters and calls for FDCPA violations) ready to send.
About 10 minutes $29 one-time
Remove an unauthorized credit inquiry
- When to use it
- Use this if there's a hard inquiry on your credit report that you never authorized and it's lowering your score.
- What you'll get
- A tailored inquiry-removal letter challenging the unauthorized pull, plus where to send it.
About 8 minutes $29 one-time
Respond to a debt-collection lawsuit
- When to use it
- Use this if you've been served with a debt-collection lawsuit and need to file a response before your deadline.
- What you'll get
- A court-ready Answer that responds to each allegation and preserves your defenses, plus filing guidance.
About 15 minutes $49 one-time
Dispute a ticket or toll violation
- When to use it
- Use this if you received a toll or violation notice (e.g. E-ZPass) that you believe is wrong or unfair.
- What you'll get
- A one-time dispute letter citing the grounds to contest the notice, ready to send to the agency.
About 10 minutes $49 one-time
Review an auto repossession
- When to use it
- Use this if your vehicle was repossessed and you think the lender skipped required notices or broke the peace.
- What you'll get
- A review of your repossession for legal violations and a letter asserting your rights to the lender.
About 12 minutes $29 one-time
Fix a mortgage or servicer problem
- When to use it
- Use this if your mortgage servicer misapplied payments, mishandled escrow, or you're facing foreclosure issues.
- What you'll get
- A Qualified Written Request (RESPA) to your servicer demanding answers and corrections, ready to send.
About 12 minutes $29 one-time
I'm not sure — or I need another document
- When to use it
- Use this if none of the above quite fit, or you want to prepare a specific legal document and aren't sure where to start.
- What you'll get
- A guided path: upload what you have and we'll identify the right tool and document for your situation.
About 5 minutes to start See plans
Why You Can Start Here With No Risk
This is not legal advice, and we'll tell you if you need more than we can offer.
If your situation is more complex than a self-help tool can handle, we'll say so and point you toward finding an attorney instead of leaving you to guess.
FAQ
Frequently Asked Questions About Finding the Right Tool
No. We provide legal information and self-help tools to help you understand your situation and options. We don't review your specific case or tell you what to do in it. For advice on your specific situation, talk to a licensed attorney.
That's a normal outcome, and it usually means your situation needs more than a self-help tool can safely cover. If nothing here fits, we'll point you toward finding a licensed attorney rather than pushing you toward a tool that isn't right for you.
No. You can browse tools and see your options without signing up. An account is only needed if you want to save your progress or generate a document.
Debt, credit, and court rules vary by state, and our content accounts for that. Most of our tools work nationwide, and where a topic is state-specific, we'll flag it clearly so you know exactly what applies to you.