Legal self-help tools — not legal advice

Legal Help for Debt, Credit, and Court Problems, No Lawyer Required

You don't have to figure this out alone.

  • Available Across Supported States
  • Attorney-Reviewed Documents
  • Guided Step-by-Step Process
  • No Lawyer Required for Document Creation
  • Clear Pricing
  • Secure and Private

No account required to explore available tools. Legal information and self-help resources, not legal advice.

IRS Penalty Refund — Form 843

Under Kwong v. United States, you may be entitled to a refund of COVID-era penalties (2019–2022).

A debt collector won't stop calling. A summons showed up you don't understand. There's something wrong on your credit report and nobody seems to want to fix it. Whatever brought you here, IAMPROSAY helps you answer a few questions and put together the documents you need to respond to debt collectors, dispute credit report errors, handle court papers, and protect your rights.

Every document is attorney-reviewed and built around your actual situation, not a blank form you're left to interpret on your own.

Does this sound familiar?

These are the exact situations IAMPROSAY was built for.

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A debt collector won't stop calling me. I don't know my rights.

"

I've been served with court papers and I don't know what to do next.

"

There is an error on my credit report I can't get removed.

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I'm not sure where to begin — I just need someone to explain my options.

How IAMPROSAY Works

1

Tell Us What Happened

A few simple questions about your situation.

2

Get Matched With the Right Document

We figure out which document or response actually fits what you're dealing with.

3

Create and Review Your Document

Your answers turn into a real draft, built for your specific situation.

4

Download, Send, or File It

We'll tell you exactly what to do with it next.

No surprises. You can save your answers, generate a draft, and review it before using it. Creating an account does not commit you to any payment — registration only happens once you've decided the output is right for you.

Transparent pricing, no surprises

Billed monthly. Cancel anytime. No long-term commitments.

Protect
$29/month
Ongoing protection for everyday debt and credit issues.
  • Unlimited FDCPA & FCRA scans
  • Unlimited dispute & validation letters
  • Document storage
  • Priority support
Legal Protect
$39/month
Ongoing case and credit support.
  • Ongoing case tracking
  • Credit report monitoring
  • Unlimited pre-suit debt validation letters
  • Cancel anytime
Most popular
Protect+
$49/month
Full self-representation toolkit, including court documents.
  • Everything in Protect
  • Unlimited Answer & motion generation
  • Attorney review credits
  • Faster turnaround
Trust & Safety

Why Use IAMPROSAY for DIY Legal Help?

Attorney-Reviewed Legal Information

Our legal content is reviewed by licensed attorneys for accuracy before it is published. Meet our attorney reviewers

Built Around Your Situation

This isn't a generic template you download and hope fits. What you get is shaped by what you actually told us happened.

Clear, Guided Questions

Legal language is confusing on purpose half the time. We turn it into plain questions so you know exactly what's being asked and why it matters.

Transparent About What We Do

IAMPROSAY provides legal information and document preparation tools. We're not a law firm, and nothing here replaces advice from an attorney who knows your specific case. Using the site doesn't create an attorney-client relationship.

Legal Disclaimer: IAMPROSAY provides legal information and self-help resources, not legal advice, and is not a law firm. Check supported jurisdictions before starting. For advice specific to your situation, consult a licensed attorney.

Frequently Asked Questions About DIY Legal Help

For a lot of routine situations, yes, dispute letters, credit report challenges, standard court response forms. Where it gets riskier is contested lawsuits, custody matters, or anything involving serious money. IAMPROSAY helps you figure out which side of that line you're on.

That depends on the document, your state's laws, whether your information is accurate and complete, proper signatures, and any filing or notarization rules your court requires. Get those right and it holds up. Get one wrong and it might not.

No. We don't provide legal representation.

No, legal information and self-help tools, not advice. Using the platform doesn't create an attorney-client relationship. If your situation needs a real attorney, we'll say so.

Yes. If you've been served, we can help you understand your options and put together a response.

Yes. You're allowed to dispute inaccurate or outdated information directly with the bureaus, and we help you write a dispute letter that actually holds up.

You have rights under the Fair Debt Collection Practices Act that limit how and when a collector can reach you. If they're crossing a line, we can help you understand it and respond.

Yes, deadlines, procedures, and required language can all vary. We tailor guidance where we can, but always double-check state-specific rules before filing anything with a court.

Start With the Problem You Need to Solve

You don't need to know what the document is called. Tell us what happened, and we'll help you find the right next step.