IAMPROSAY Pricing
Buy one document when you need it, or subscribe for unlimited use. No account needed to explore.
Monthly Plans
Unlimited documents for as long as you're subscribed. Cancel anytime.
Protect
Unlimited scans and letters for debt collector, credit report, mortgage, and repossession problems.
- Unlimited FDCPA & FCRA violation scans
- Unlimited debt validation & cease-and-desist letters
- Unlimited credit report dispute & inquiry removal letters
- Unlimited mortgage servicer (RESPA) letters
- Unlimited auto repossession letters
- Your documents saved in your dashboard
- Cancel anytime
- Loyalty reward: five response templates after 6 active months
Legal Protect
Unlimited scans and letters for debt collector, credit report, mortgage, and repossession problems.
- Unlimited FDCPA & FCRA violation scans
- Unlimited debt validation & cease-and-desist letters
- Unlimited credit report dispute & inquiry removal letters
- Unlimited mortgage servicer (RESPA) letters
- Unlimited auto repossession letters
- Your documents saved in your dashboard
- Cancel anytime
- Loyalty reward: five response templates after 6 active months
Protect+
Everything in Protect, plus unlimited debt lawsuit Answers.
- Everything in Protect, plus:
- Unlimited debt lawsuit Answers
- Cancel anytime
- Loyalty reward: five response templates after 6 active months
One-time purchase or subscription?
You never need a plan to get a document. Pick what fits how often you'll need help.
Buy one document
Best if you have a single issue to handle right now. Pay once for that document.
- Fix an error on my credit report$29
- Respond to a debt collector$29
- Remove an unauthorized credit inquiry$29
- Respond to a debt-collection lawsuit$49
- Dispute a ticket or toll violation$49
- Review an auto repossession$29
- Fix a mortgage or servicer problem$29
Subscribe
Best if you're dealing with more than one collector, bureau, or notice, or expect more letters.
- Protect ($29/mo): unlimited letters for debt collectors, credit reports, mortgage servicers, and repossessions.
- Protect+ ($49/mo): everything in Protect, plus unlimited debt lawsuit Answers. Choose this if you've been sued.
- A plan pays for itself once you need two or more $29 letters in a month.
Compare your options
Exactly what each option includes.
| Feature | One-time | Protect $29/mo | Legal Protect $39/mo | Protect+ $49/mo |
|---|---|---|---|---|
| Debt validation & cease-and-desist letters | $29 each | Unlimited | Unlimited | Unlimited |
| Credit report dispute letters | $29 each | Unlimited | Unlimited | Unlimited |
| Credit inquiry removal letters | $29 each | Unlimited | Unlimited | Unlimited |
| Mortgage servicer (RESPA) letters | $29 each | Unlimited | Unlimited | Unlimited |
| Auto repossession letters | $29 each | Unlimited | Unlimited | Unlimited |
| Debt lawsuit Answers | $49 each | Unlimited | ||
| E-ZPass / toll dispute letters | $49 each | Bought separately | Bought separately | Bought separately |
| Documents saved in your dashboard | ||||
| Loyalty reward after 6 active months | ||||
| Cancel anytime | No subscription |
Attorney Review, Rush Turnaround, and Filing Service are optional add-ons for any document.
Billing & Plan Change Policy
Full transparency on how upgrades, downgrades, and cancellations work.
What happens when I upgrade my plan?
Your plan switches immediately and new features activate right away. Your billing cycle resets to today, and you are charged the full price of the new tier. No prorated credits are transferred from your previous plan.
Example: Upgrading from Protect to Protect+ means you pay the full $49 today, and your new 30-day billing cycle begins immediately.
What happens when I downgrade my plan?
Your plan switches immediately — you lose access to the higher-tier features right away, not at the end of your billing period. We do not issue prorated credits or cash refunds for unused time on the higher tier. The new, lower rate will simply take effect automatically on your next scheduled billing date.
Example: If you downgrade to Protect, your access drops today, but you are not billed the lower $29 amount until your next normal renewal date.
What happens when I cancel?
Your subscription stays active through the end of your current billing period — you keep full access until that date. Once the period ends, no further charges are made and access to premium features stops. We do not issue refunds for the remaining days in a billing period.
Example: Cancel on day 10 of a 30-day cycle and your access continues for the remaining 20 days at no extra cost.
Are add-on purchases refundable?
Attorney Review, Rush Turnaround, and Filing Service are one-time charges and are non-refundable once purchased. Each add-on is attached to a specific document and cannot be transferred to another workflow. If work has not yet begun, contact support and we will review requests case by case.
Does an EZ-Pass purchase expire?
An EZ-Pass dispute letter is a one-time purchase for that workflow and remains available in your account. Add-ons are consumed when activated and cannot be reused across different documents.
How do I change or cancel my plan?
Click 'Manage Billing' on your dashboard. This opens the Stripe billing portal where you can update your payment method, view past invoices, switch plans, or cancel your subscription. Changes to your plan take effect immediately as described above.
Questions about your bill?
Our support team reviews billing disputes within 1 business day.